Can I get SSDI if I don’t have a work history in California?
By Hogan Smith
Updated 12/03/2025
Can I get SSDI if I don’t have a work history in California? In California, Social Security Disability Insurance (SSDI) eligibility typically requires a sufficient work history to earn enough work credits. Without these credits, it is generally not possible to qualify for SSDI benefits. However, there may be other programs, such as Supplemental Security Income (SSI), that offer support if you lack a work history. Understanding the requirements and alternatives can help you explore the best options for disability assistance.
Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.
Please answer a few questions to help us determine your eligibility.
Understanding Work History Requirements
SSDI requires:
- A minimum number of work credits earned through paying Social Security taxes.
- At least 20 credits in the last 10 years for most adults.
- Fewer credits may be needed if you are younger when your disability began.
Lack of Work Credits Means No SSDI Eligibility
Without enough work history:
- You typically cannot qualify for SSDI benefits.
- The Social Security Administration ( SSA) strictly enforces this requirement.
- Exceptions are very limited and uncommon.
Alternative Benefits to Consider
If you don't meet SSDI criteria:
- You may be eligible for Supplemental Security Income (SSI), which has no work history requirement.
- SSI provides financial aid based on disability and income level.
- SSI is state- and federally funded and can be a vital resource.
How Disability is Determined
The SSA evaluates:
- The severity of your medical condition through medical documentation.
- Your ability to engage in substantial gainful activity despite limitations.
- Whether your condition is expected to last at least 12 months or be terminal.
Reasons SSDI May Be Denied Without Work History
Common issues include:
- Insufficient work credits due to no or limited employment.
- Lack of proper medical evidence showing disabling condition.
- Failure to meet the duration requirement for disability.
How Hogan Smith Can Help
At Hogan Smith, we specialize in helping Californians navigate SSDI eligibility, especially if you have no or limited work history.
- We evaluate your unique work and medical background to explore potential options beyond SSDI.
- Our team advises on qualifying for programs such as SSI when SSDI isn’t available.
- We guide you through the application and appeals process, increasing your chances of approval.
- We provide personalized support by gathering necessary medical documentation to strengthen your claim.
Contact Hogan Smith Today
If you’re unsure about SSDI eligibility due to no work history in California, contact Hogan Smith today for a free consultation. Let our experienced team help you understand your options and advocate for the benefits you deserve. Don’t let a lack of work history stop you from seeking the support you need.
Further Reading
Boost Your Chance of Being Approved
Get the Compensation You Deserve
Our experts have helped thousands like you get cash benefits.
How It Works
1
Briefly tell us about your case
2
Provide your contact information
3
Choose attorneys to contact you